Policy Title: Terms and Conditions Website: Igoturinsurance.com Poplars Insurance Agency Address: 12337 Jones Rd. #200-02, Houston Texas 77070 Effective Date: [Date Policy is First Published]
1. Acceptance of Terms
- Agreement: By accessing or using the website Igoturinsurance.com (the “Site”), you agree to be bound by these Terms and Conditions (“T&Cs”) and all applicable laws and regulations. If you disagree with any part of the T&Cs, you must not use the Site.
- Agency: The Site is operated by Poplars Insurance Agency. References to “we,” “us,” or “our” refer to Poplars Insurance Agency.
2. Services Provided (Disclaimer)
- Information Purpose: The content on the Site, including information about Auto, Home, Life, Health, Medicare, and Retirement products, the Blog, and general resources, is for informational purposes only.
- No Advice: This information does not constitute professional insurance, financial, or legal advice. You should always consult with a qualified agent at Poplars Insurance Agency or another professional before making decisions.
- Quote Accuracy: Any quotes provided via the online forms are estimates based on the information you provide and are not a binding offer of insurance. Final premiums are subject to underwriting approval and verification.
3. User Obligations and Conduct
- Accurate Information: You agree to provide current, complete, and accurate information when using the online forms, live chat, or registering for the Client Portal.
- Lawful Use: You agree not to use the Site for any purpose that is unlawful or prohibited by these T&Cs.
- Prohibited Activities: Including, but not limited to, unauthorized access to the Site or the Client Portal, using the Site to transmit malicious code, or engaging in any activity that interferes with the proper working of the Site.
4. Intellectual Property Rights
- Ownership: All content on the Site, including text, graphics, logos, images, the Slogan (“Drive safe. Live well. Retire Happy.”), and the compilation of the content, is the property of Poplars Insurance Agency or its content suppliers and is protected by copyright laws.
- Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes related to seeking or managing insurance with Poplars Insurance Agency.
5. Client Portal Access
- Eligibility: Access to the Client Portal is restricted to existing clients of Poplars Insurance Agency.
- Security: You are responsible for maintaining the confidentiality of your account credentials (username and password) and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
- Use: The Client Portal is solely for managing your policies, submitting claims, or making payments.
6. Links to Third-Party Websites
- The Site may contain links to third-party websites (e.g., insurance carriers, payment processors, social media). These links are provided for your convenience.
- Poplars Insurance Agency is not responsible for the content, security, or privacy practices of these external sites. Accessing them is at your own risk.
7. Limitation of Liability
- Poplars Insurance Agency shall not be liable for any direct, indirect, incidental, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, data, or other intangible losses resulting from:
- The use or inability to use the Site.
- Errors, omissions, or inaccuracies in the content.
- Unauthorized access to or alteration of your transmissions or data.
8. Governing Law and Jurisdiction
- These T&Cs shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles.
- Any legal action or proceeding arising under these T&Cs shall be brought exclusively in the courts located in Houston, Texas.
9. Changes to Terms
- We reserve the right to revise and amend these T&Cs at any time. The “Effective Date” will be updated upon revision. Your continued use of the Site after any changes are posted constitutes acceptance of those changes.
10. Contact Information
For any questions about these Terms & Conditions, please contact us:
Poplars Insurance Agency Web Address: Igoturinsurance.com Email: Kesha@poplarsinsurancesolutions.com Phone: 832-438-7843 Address: 12337 Jones Rd. #200-02, Houston Texas 77070